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About Us


MotorEnvy was founded in 2016 to unlock the value of providing vehicles as a service to consumers instead of traditional ownership methods.

This innovative model gives consumers more flexibility and simplicity which translates into more happiness behind the wheel of their favorite car. Our product is currently available in NY, NJ, PA, CT, FL and CA.


Our mission is enable access to highly desirable vehicles with absolute flexibility and zero commitment.

MotorEnvy is a pioneer in vehicle subscription services. All of our vehicles can be returned at ANY TIME by our clients without penalty. In addition, we develop technologies that enable us to incorporate vehicle acquisitions, financing, warranty, and service into one complete product package for our customers under one virtual roof for a simple and stress free experience. In return MotorEnvy is rewarded with some of the highest customer retention rates in the automotive industry and our shareholders rewarded with attractive and recurring unit economics.

Management Team

Founder & CEOMichael Chuang

Michael is a serial entrepreneur and the key architect behind MotorEnvy. Previous to MotorEnvy, Michael was the Founder and CEO of iTB which was an electronic trading platform for corporate and government bonds. Before starting and leading companies, Michael acquired years of experience working on Wall Street and served in senior sales positions at UBS Securities LLC as well as Lehman Brothers Holdings Inc.

COOJP Galvao

JP is a serial entrepreneur with 15+ years of building startups from scratch, including door-to-door logistics companies, experience marketing agencies, and vehicle subscription services. As Founder and CEO of Vai, JP has built a fleet size of over 2,000 cars and has successfully raised $100+ million in investor capital to facilitate that growth.

CFORay Chandonnet

Ray has worked at and with financial institutions for over 30 years on strategy focused on interest rate risk, fixed income, derivatives, funding, capital and earnings, as well as fostering collaboration with FinTech companies. He has a very deep understanding of bank financial statements as well as decades of relationships with key decision makers spanning across community, regional, and money center banking organizations.

General ManagerErick Pardo

Erick is an automotive professional who brings to us a wealth of knowledge and professionalism along with over 13 years of experience as a Porsche Global Brand Ambassador and General Sales Manager.

InvestWhy Invest In MotorEnvy Leases?

  • Above market returns of over 6% for 700+ FICO borrowers with cash flow distributed monthly
  • All investments are backed by the underlying vehicle with investors listed as lien holder on the title
  • Short duration investments between 1-2 years
  • MotorEnvy guarantees all residual payments at lease end
  • MotorEnvy manages all aspects of the vehicle acquisition, disposition, remarketing and maintenance process.

For additional information regarding the MotorEnvy investment program please contact us at:

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